Interest Rates

The Rent-to-Own plan carries a 0% nominal interest rate. The total repayment amount is fixed at the contract signing date, with no additional fees or adjustments. A full amortization schedule will be provided before signing.

THE REASON FOR ZERO NOMINAL INTEREST RATE POLICY:

These zero nominal interest rates are incentives for membership intended to ensure member clients do not accrue un-repayable interest over time and also to ensure member clients ultimately own homes of their own.

CURRENCY:

In order to stabilize and protect our financial investment on any particular housing project from currency volatility, the total purchase price of each housing unit shall
be converted to United States Dollars at the prevailing bank exchange rate.